I am a former data broker that spent 35 years manipulating and selling your personal data to junk mail companies. When I finally realized that the companies storing your private information and those using it were not listening to pleas for more security, I decided to get out of the business and write about it. I started
The Dunning Letter in April of 2005 and blogged on privacy until December of 2010. In
The Dunning Letter you will find a collection of useful information that will help you in protecting your data. Just do a "search" on your particular topic.
Identity theft, even in 2010, although causing million$ of losses then, has progressed today into a full-fledged business run by extremely well organized groups that have the best possible technology available behind them. Thus, the warning that
you will be hacked. The culprits no longer concentrate on the source of your personal data--the warehouses of names and private information--but rather the companies this data is out-sourced to like Target, Home Depot and your financial institutions. It is there where additional info is added that makes your personal records valuable and marketable.
Once hijacked, it is on the black market in less than 24 hours. Overnight your credit card or debit card could be compromised without you knowing it. Unless your bank or credit card issuer is on the ball and stops the transaction. Or you keep daily track of the activity. Of course your liability is limited here but the hassle of issuing new cards is a real pain and is very time consuming. It is no longer a question of if, only a question of when. And please don't be one of those, "It probably won't happen to me." It will.
Here's what I do regularly:
- Check our bank accounts for any illegal debit charges or other strange activity
- At least once weekly check credit card accounts for abnormal activity
- Three times each year run a credit report with each credit bureau to insure there are no new accounts added in your name or other strange transactions
In the first two you can usually head off any serious credit repair by being vigilant. In the last, it will take some doing to get a malicious account off your records but either of the two organizations below will help you through the arduous process.
For the best information available on how to prevent identity theft and what to do if it happens, go to these two sites:
Privacy Rights Clearinghouse and
Identity Theft Resource Center.
Good luck!
Almost, but not all of the Democrat House caucus signed a letter to Speaker John Boehner demanding that he move to pass gun control legislation. That leaves 36 gutless Dems that should be voted out of office in November. The Blaze confirms the failure of this issue in the past but thinks in 2014's midterm election the tide could turn and the democratic base could come out strong for gun control. President Obama has charged gun control advocates to become as well organized as the National Rifle Assn., which, through its official big mouth wacky Wayne LaPierre, spews lies and propaganda on a regular basis. Obama's 2013 bill to strengthen background checks failed in a Democrat controlled Senate. But as Richard Martinez, father of Santa Barbara shooting victim Christopher Michaels-Martinez said, "Not one more."
Everytown and Moms Demand Action for Gun Sense in America has compiled some publically available figures for unintentional gun deaths that are recent, from 15 December 2012 to 14 December 2013. There were 100 boys and girls ages 14 and under who were killed accidentally by guns. Like those left on the dining room table around a two-year-old while dad takes a telephone call. He shot himself in the chest and died. And a four year old girl shot by her six-year-old brother with a gun left a gun under a jacket on a living room chair while the step-mother was outside. he died. The report says, American children are 16-times more likely to be killed in unintentional shootings than their peers in other high-income countries. Tragically, it was found that 70% of these deaths could have been prevented if precautions had been taken by the gun owners to secure their weapons. Pathetic! Read the full report here.
PolitiFact checked Brady's figures with the Centers for Disease Control and Prevention database and found that from 2007 to 2011--latest data available-14,258 children died of gunshot wounds. That makes it 7.81 deaths per day, close enough to Brady's figures. The fact that it is even one per day is too much. These incidents include accidental shootings by adults, kids who find unsecured guns, gang violence, suicide and planned mass shootings. Brady acknowledged their error citing a volunteer incorrectly using the number nine for deaths. Eight is correct and they said the nine represents children unintentionally shot daily who survive, which is in addition to the eight who die. Any way you look at this the outcome is pathetic.
True, background checks should be the primary goal for now and it looks like there is a surge in gun control support with maximum spending for those in Congress favoring the issue in November. Both Bloomberg and Gabby Giffords groups are investing heavily to offset the lies and propaganda of the National Rifle Assn. But the NRA lost in February when the Supreme Court refused to hear its cases on the right of gun owners to carry firearms outside their homes for self-defense. Another case originating in New Jersey seeking the same kind of decision was also dismissed by SCOTUS. The irony is John Drake can carry his Glock, Model 30, .45-caliber handgun in public in 38 states across the country. The District of Columbia 2008 decision upheld the individual's right to possess a gun for protection in the home. But it is widely believed that this was not meant to give the approval for the carrying of firearms outside the home. 
