MORE JONI ERNST TEA PARTY STUPIDITY

I feel sorry for my family who lives in Iowa and the Iowans I know who are straight forward, common sense people. JONI ERNST has already given Iowa a black eye with her insane rantings over the Agenda 21 non-conspiracy. Now she is espousing taking up arms against the federal government if they do something she doesn't like. Ernst is crazier than past TP loonies like Christine O'Donnell from Delaware and Sharron Angle from Nevada running for office. They lost!

MORE...TEA PARTY STUPIDITY

In recent confrontations with people on Facebook--I wouldn't call them friends, more like conservative extremist wonks--that, like most of these insecure Teapublicans, love to press progressives for exactly what we disagree with them about. What this dull bunch doesn't seem to understand is that we disagree with them about everything their ideology stands for. But if they didn't use this strategy, they would have to explain their beliefs to us and some are so bizarre they are too embarrassed to reveal them. Here's the latest Tea Party stupidity...

Joni Ernst, running for a Senate seat in Iowa says "...the federal government is partnering with the United Nations to force Iowans off their land and into urban cores as part of a conspiracy called Agenda 21. She also wants to shut down the U.S. Department of Education.

Need I say more TPers?

YOUR PERSONAL DATA WILL BE HACKED! NOW LISTEN

I am a former data broker that spent 35 years manipulating and selling your personal data to junk mail companies. When I finally realized that the companies storing your private information and those using it were not listening to pleas for more security, I decided to get out of the business and write about it. I started The Dunning Letter in April of 2005 and blogged on privacy until December of 2010. In The Dunning Letter you will find a collection of useful information that will help you in protecting your data. Just do a "search" on your particular topic.

Identity theft, even in 2010, although causing million$ of losses then, has progressed today into a full-fledged business run by extremely well organized groups that have the best possible technology available behind them. Thus, the warning that you will be hacked. The culprits no longer concentrate on the source of your personal data--the warehouses of names and private information--but rather the companies this data is out-sourced to like Target, Home Depot and your financial institutions. It is there where additional info is added that makes your personal records valuable and marketable.

Once hijacked, it is on the black market in less than 24 hours. Overnight your credit card or debit card could be compromised without you knowing it. Unless your bank or credit card issuer is on the ball and stops the transaction. Or you keep daily track of the activity. Of course your liability is limited here but the hassle of issuing new cards is a real pain and is very time consuming. It is no longer a question of if, only a question of when. And please don't be one of those, "It probably won't happen to me." It will.

Here's what I do regularly:

• Check our bank accounts for any illegal debit charges or other strange activity
• At least once weekly check credit card accounts for abnormal activity
• Three times each year run a credit report with each credit bureau to insure there are no new accounts added in your name or other strange transactions

In the first two you can usually head off any serious credit repair by being vigilant. In the last, it will take some doing to get a malicious account off your records but either of the two organizations below will help you through the arduous process.

For the best information available on how to prevent identity theft and what to do if it happens, go to these two sites: Privacy Rights Clearinghouse and Identity Theft Resource Center.

Good luck!

DECLARED INDEPENDENT VOTERS DROPS IN THREE WEEKS

The Gallup Poll reports that Independent voters dropped from 47% in early September to 42% three weeks later. There was a similar drop in July/August. The question is whether they have made up their minds which way they will cast their ballots or is the glut of negative advertising just causing a seesaw effect? In another finding Gallup says Democrats, including their "leaners" total 48% compared to Republicans 44% in the same September period. Progressives will need Independents in November, but, then so will the GOP.

The iPhone is a circus

Apple Computer CEO Tim Cook, as did Steve Jobs before him, has proven repeatedly that the phrase credited to P.T. Barnum, but most likely spoken by David Hannum, was right: "There's a sucker born every minute."

Billionaires impel Social Democracy

Let's take a look at two recent stories on CNN. One, "The richest person in all 50 states," which lists Bill Gates from Washington at the top of the list followed by Warren Buffett from Nebraska. Conservative dirty money king, David Koch, is fourth. Gates comes in at $81.5 billion with the lowest from the state of Wyoming at $340 million.

The second story, "Over 48 million Americans live in poverty," which is self-explanatory by the title, sort of makes you wonder about the first story. "The official poverty line was $23,283 last year for a family of four," according to the article, which is defined by a conservative as "discouraging." Just discouraging? It looks more like a tragedy to me, and that still takes into consideration the philanthropy of these billionaires and millionaires.

I am not a socialist but to those 48 million souls in poverty, a Social Democracy might be very appealing.

DALLAS HOSPITAL EBOLA PROTOCOL

Is anyone checking into the charges of the Dallas Presbyterian Hospital nurses re. their claim that there was no Ebola protocol established? This is moving too fast to not get the facts into the open.